For investors holding highly appreciated company stock in their 401k plan, taking advantaged of Net Unrealized Appreciation rules can mean significant tax savings.
Tyler Miller joins Michael to discuss the ins and outs of the NUA treatment and the importance of planning for tax efficient withdrawals before and during retirement.
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Disclosure: Rhame & Gorrell Wealth Management, LLC (“RGWM”) is an SEC registered investment adviser with its principal place of business in the State of Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RGWM has attained a certain level of skill, training, or ability.
The views, thoughts, and opinions expressed are for informational purposes only and do not constitute financial advice. Past performance may not be indicative of future results and does not guarantee future positive returns. The effectiveness of any of the strategies described will depend on your individual situation and should not be construed as personalized investment advice.
For additional information about RGWM, including fees and services, send for our Firm Disclosure Brochures as set forth on Form ADV Part 2A and Part 3 by contacting the Firm directly. You can also access our Firm Brochures at www.adviserinfo.sec.gov. Please read the disclosure brochures carefully before you invest or send money.
Episode Highlights
- Overview of Net Unrealized Appreciation (NUA) treatment and how it can allow investors holding company stock to save money on taxes.
- Review of the different tax treatments that distributions receive, depending on the type of account.
- Mechanics of how NUA treatment is accomplished.
- Discussion of the tax efficient distribution strategies that NUA can enable, and the general importance of planning for withdrawals from tax advantaged accounts.
Episode Resources
Today’s Guest: Tyler Miller, CPA, CFP®, CIMA®, Rhame & Gorrell
About The Uncommon Advisor Podcast
The Uncommon Advisor podcast features insights from advisors who are embracing a modern and holistic approach to wealth management. Learn how the most creative minds in the industry are innovating their practices to deliver superior client results, generate new business, and maximize retention.
