Child IRA Calculator

Starting a Roth IRA for your child is one of the most important financial moves that a parent can make. This calculator quantifies the benefit of starting to save for retirement early.

How To Use This Calculator

  • This calculator will calculate the expected future after tax values of your child’s IRA based on the contributions you make while they are a minor.
  • You must enter your expected returns, time horizon, and other assumptions.
  • This calculator is fairly rigid and simplistic; it assumes an identical contribution each year, and only considers contributions made prior to age 19.

Download This Calculator

Share This Calculator On Your Website

You are free to use this tool on your website. Simply copy and paste the HTML code below. You must include attribution and links to

<style>@media screen and (max-width: 640px){#og_iframe{height: 500px;width:100%;}}@media screen and (min-width: 641px) and (max-width: 1024px){#og_iframe{height: 500px;width:100%;}}@media screen and (min-width: 1025px){#og_iframe{height: 1000px;width:100%;}}</style><div id='og_iframe' style='-webkit-overflow-scrolling: touch; overflow: auto;'><iframe title="Child IRA Calculator" src='' style='border: none; overflow: hidden; width:100%; height: calc(100% - 31px);' scrolling='yes' allow="camera *;"></iframe></div>
<p><a href="">Child IRA Calculator</a> created by <a href=""></a></p>