Your ability to make contributions to a Roth and Traditional IRA depends on income levels, age, and other factors. This tool will help you figure out what your options are.
How To Use This Calculator
- This calculator will tell you whether you are able to make contributions directly to a Roth IRA.
- It will also tell you if you are eligible to make deductible (i.e., pre-tax) contributions to a Traditional IRA.
- For a Traditional IRA, eligibility thresholds depend on whether you or your spouse is covered by a retirement plan (such as a 401k) at work.
Download This Calculator
- Open this calculator in Google Sheets
- To download this calculator as an Excel spreadsheet file, click here and then select File > Download > Microsoft Excel (.xlsx)