Net Unrealized Appreciation (NUA) is potentially a tax-saving strategy for investors who hold highly appreciated company stock in their 401(k). By paying taxes today on the basis in their stock, they can potentially pay a much later tax rate down the road on the appreciated portion of the asset.
How To Use This Calculator
- This calculator will help investors determine if utilizing NUA today will create or destroy value.
- It is prepopulated with default values for different questions. Adjust these values based on your individual circumstances to change the expected value creation.
- This calculator assumes that current tax laws remain in place; there is always a risk that these may change, especially over long time horizons.
Download This Calculator
- Open this calculator in Google Sheets
- To download this calculator as an Excel spreadsheet file, click here and then select File > Download > Microsoft Excel (.xlsx)
Share This Calculator On Your Website
You are free to use this tool on your website. Simply copy and paste the HTML code below. You must include attribution and links to WealthChannel.com.
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<p><a href="https://wealthchannel.com/tools/nua/">Net Unrealized Appreciation (NUA) Calculator</a> created by <a href="https://wealthchannel.com/">WealthChannel.com</a></p>